Do You Carry Sewer Backup on Your Homeowners Insurance?

Sewer Backup

Spring showers and related flooding can overburden Los Angeles, California sewer systems, causing raw sewage to back up into the drains in your home. Backed up sewers can wreak havoc, causing thousands of dollars in damage to floors, walls, furniture and electrical system

For homes that have been severely damaged and are uninhabitable, California homeowners policies may provide Loss of Use coverage, which provides reimbursement for lodging, food and other living expenses you may incur as a result of having to live outside of your home. Loss of Use coverage also reimburses you for the lost rental income if you rent out part of the house.

Some Causes of Sewer Backup may include:

  • Water in the basement
  • Blockages due to tree roots
  • Pipelines
  • Aging Sewer Systems
  • Sanitary Main

Some Prevention tips include:

  • Dispose of Paper Products Properly
  • Replace Your Line with New Plastic Pipe
  • Correct Illegal Plumbing Connections
  • Dispose of Grease Properly

At David's Insurance Services, we can evaluate your current California homeowners policy to make sure you are properly coverage in the event of any sewer backup damage.