Do you own or manage a Los Angeles California? Then you know that it is a great deal of work, but it can be very rewarding as well. There are risks that come with operating a restaurant, and a restaurant insurance policy from David’s Insurance Services can protect your restaurant business.
Here are a few common restaurant insurance issues you may want to better understand:
Liquor Liability - The single most important insurance coverage your restaurant or bar needs is Liquor Liability. Liquor Liability will defend you against charges, losses, and claims resulting from your negligence arising out of serving or selling alcohol.
If you serve a customer alcohol and they are involved in an accident, the injured party and the person to whom you served the alcohol can file a claim against your business for damages.
Food Poisoning - Food poisoning does occur infrequently, and it is not limited to restaurants that have poor hygiene standards or obtain their foods and ingredients from less-than-reputable sources. Guests can become sick from not only the food itself, but also the preparation and cooking methods.
Employment Liability - Whether you are a large or small restaurant, you know the employer-employee relationship has changed. In today's world, employers can no longer assume all employment relationships will go smoothly. Finding a suitable Employment Practices Liability Insurance (EPLI) program has become one of the most important things owners and managers can do.
David’s Insurance Services in Los Angeles caters to the insurance needs of today’s restaurant owners, offering quality coverage unique to the industry.